BUYER TOOL

Rent vs Buy Calculator

Compare renting against owning by estimating payment, expenses, appreciation, equity, and long-term housing strategy.

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Inputs

Current Monthly Rent

Home Price

Down Payment %

Interest Rate %

Loan Term Years

Property Tax % / Year

Insurance / Month

HOA / Month

Maintenance % / Year

Appreciation % / Year

Years to Compare

Comparison Results

Long-Term SignalCalculating...

Estimated Monthly Ownership$0

Monthly Rent$0

Estimated Future Value$0

Estimated Equity Gain$0

Total Rent Paid$0

Down Payment$0

This simplified comparison does not replace tax, lending, legal, or financial advice. Actual results depend on loan terms, tax treatment, maintenance, market changes, transaction costs, rent increases, and how long you stay.

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